Digital Wallet

A digital wallet is software that stores the keys and credentials you need to hold and use digital assets or make payments, and to prove that they are yours. On a blockchain, the wallet does not literally hold coins; it holds the private keys that let you control what the ledger says is yours.

It is like a keyring plus a bank card rather than a pocket of cash: it carries the means to access and spend, not the money itself. Digital wallets matter because whoever controls the wallet controls the assets, so keeping it secure and backed up is as serious as guarding a safe.